top of page
rache94

Divorce options- Divorce Mortgage Planning



Navigating Divorce Paths: Discovering the Best Route for Your Journey. There are many ways to get a divorce, each with its own advantages and disadvantages. The best option for you will depend on your individual circumstances and preferences.

o Mediation

o Arbitration

o Litigation

o Pro-se

There are a few different ways to get a divorce. Please consult a professional for options that would suit your needs. I have been trained as a Collaborative Divorce Mortgage Planner where I can help the divorce team sort out options when it comes to the family home or other real estate. Here are some of the most common options:

  • Collaborative divorce: This is a non-adversarial approach where you and your spouse work with a team of professionals, including lawyers, a mediator, and a financial advisor, to reach an agreement on all of the issues in your divorce. Collaborative divorce is a good option if you and your spouse are committed to working together and want to avoid the conflict and stress of a traditional divorce.

  • Mediation: Mediation is another way to resolve your divorce outside of court. In mediation, you and your spouse meet with a neutral mediator who helps you communicate and negotiate an agreement on all of the issues in your divorce. Mediation is a good option if you and your spouse are able to communicate effectively and want to have some control over the outcome of your divorce.

  • Arbitration: Arbitration is a process where you and your spouse submit your case to a neutral arbitrator who makes a binding decision on all of the issues in your divorce. Arbitration is a faster and less expensive process than traditional litigation, but it is important to note that the arbitrator's decision is final and cannot be appealed. Arbitration is a good option if you and your spouse are unable to reach an agreement through mediation and want to avoid the uncertainty of a trial.

  • Traditional litigation: This is the most adversarial way to get a divorce. In traditional litigation, you and your spouse file lawsuits against each other and go to court to have a judge decide all of the issues in your divorce. Traditional litigation is the most expensive and time-consuming way to get a divorce, and it can be very stressful and emotionally draining. It is generally only recommended in cases where there are significant conflicts that cannot be resolved through other means.

· Pro se divorce process: It’s basically a Do It Yourself Be organized. Keep all of your divorce documents in a safe place and make sure to organize them chronologically. This will help you stay on top of the process and make it easier to find the documents you need when you need them.

Be prepared. Before you go to court, make sure you are prepared to answer any questions the judge may have. This means knowing the law and the facts of your case.

Be patient. The pro se divorce process can be long and complicated. Be patient with yourself and with the court system.

If you have any questions about the pro se divorce process, you can contact your local courthouse for assistance.

Which option is right for you?

The best way to decide which option is right for you is to talk to an experienced divorce attorney. They can help you assess your situation and recommend the best approach for your needs.

Here are some additional things to consider when choosing a divorce process:

  • Your budget: Collaborative divorce and mediation can be more expensive than arbitration or traditional litigation, but they can also save you money in the long run by helping you reach an agreement more quickly and avoid the costs of a trial.

  • Your timeline: If you need a divorce quickly, arbitration or traditional litigation may be a better option for you than collaborative divorce or mediation.

  • Your relationship with your spouse: If you have a good relationship with your spouse and are able to communicate effectively, collaborative divorce or mediation may be a good option for you. If you have a high-conflict divorce, arbitration or traditional litigation may be a better choice.

  • Your comfort level with the law: If you are comfortable understanding and following the law, you may be able to get a DIY divorce. However, it is important to be aware of the risks involved, such as making mistakes that could jeopardize the outcome of your divorce.

Ultimately, the best way to choose a divorce process is to talk to an experienced divorce attorney and get their advice.

Here is more information about the collaborative process from the Training I have done. Please consult a collaborative law attorney to see what options are available for you. Let me know if you need a referral to one anywhere in Florida.


Core Collaborative Divorce Team

The core collaborative divorce team typically consists of:

1. Collaborative Attorneys: Each spouse retains a trained collaborative attorney who represents their interests throughout the process. Collaborative attorneys are specifically trained in non-adversarial divorce resolution and are committed to helping clients reach mutually beneficial agreements.

2. Neutral Facilitator: A neutral facilitator, often a mental health professional, guides the team's interactions, ensures respectful communication, helps manage emotions, and facilitates constructive problem-solving.

3. Neutral Financial Professional: A neutral financial professional assists in gathering, analyzing, and presenting financial information to help couples understand their financial situation and make informed decisions about property division, spousal support, and other financial matters.

Additional Team Members

Depending on the specific needs of the couple, additional team members may be involved, such as:

1. Child Specialist: A child specialist, such as a therapist or counselor, can provide support and guidance to the couple as they navigate child custody and parenting arrangements.

2. Divorce mortgage Planner: As a CDLP and he Divorce Mortgage Planner assists the divorce team to sort out how to preserve the family home if an equity buyout is needed or if they need to sell and buy another home. Income in the divorce world is not necessarily qualified income in the mortgage world. It is suggested to review the qualification of the parties before signing the settlement agreement. The Real Estate Report can provide options as the couple negotiate Buy out amounts, alimony, and child support, so we can create a structure to have qualified income for a mortgage. Sample of a property report




3. Real Estate Professional: A real estate professional can assist in evaluating and dividing real estate assets.

4. Business Valuation Expert: A business valuation expert may be needed to assess the value of business interests if the couple owns a business together.


Team Collaboration

The collaborative divorce team works together to support the couple throughout the process. They meet regularly to discuss progress, address challenges, and brainstorm solutions. Team members provide guidance, expertise, and emotional support to help the couple reach a fair and amicable resolution.

Benefits of Team Involvement

Having a team of experts involved in the collaborative divorce process offers several benefits:

1. Comprehensive Expertise: The team brings together diverse expertise in legal, financial, emotional, and child-related matters, ensuring that all aspects of divorce are addressed effectively.

2. Objectivity and Neutrality: Team members maintain objectivity and neutrality, preventing conflicts of interest and promoting fair and unbiased decision-making.

3. Enhanced Communication and Problem-Solving: The team fosters open communication and constructive problem-solving, reducing conflict and facilitating mutually agreeable outcomes.

4. Emotional Support and Guidance: Team members provide emotional support and guidance to help the couple navigate the emotional challenges of divorce.

5. Specialized Expertise for Unique Situations: When necessary, additional team members with specialized expertise, such as child specialists or real estate professionals, can be brought in to address specific issues.


Need a referral? please reach out 954-800-0330


1 view0 comments

Recent Posts

See All

Comentários


bottom of page